Open Enrollment is truly just around the corner. But preparing for this time does not have to mean sorting through every plan and detail on your own. A helpful first step is to gather the information necessary to review your prescription drug coverage. But where should you begin? Medicare Open Enrollment runs from October 15 through December 7. Whether you are comfortable with your current Part D plan or wondering about other options, having a few nkey items ready to go can m

Medicare Part D helps cover the cost of your prescription medications and is offered through Medicare-approved private insurance companies. Coverage may be included in a Medicare Advantage plan or it can be purchased as a separate drug plan alongside Original Medicare. Because each plan can differ in costs and coverage, it is important to always review your plan ever year. You need to make sure your plan will continue to meet your needs. Your Prescription Needs Might Have Cha

When is it? OCTOBER 15th through DECEMBER 7th As the end of the year approaches, so does Medicare’s Annual Open Enrollment. Every year, the Open Enrollment runs from October 15th through December 7th. Changes that are made during this period generally begin January 1st. By preparing before October 15th, you will have more time to review your information without feeling rushed. You might even think, “I don’t need to change anything”. Even people who are satisfied with their c

When most of us think about our birthday, Medicare coverage probably is not the first thing that comes to mind. However, for some Medicare Supplement policyholders, a birthday brings the opportunity to reconsider their current coverage. This opportunity is known as the Medigap Birthday Rule. It allows eligible policyholders to explore certain Medicare Supplement plans each year around their birthday without medical underwriting for pre-existing conditions. However, the rules

Turning 65 comes with plenty of milestones. You may be considering retirement, planning more family time, or even taking that trip you have talked about for years. This milestone is big. That is why it is important to consider where your health needs fall. That’s where Medicare enters the picture. With parts A, B, C, and D, enrollment dates, provider networks, drug lists, Medigap/Supplemental plans, and more. Now, if that sounds like a lot of random letters and decisions, you